Is USDS Safe? — Trust Score: Baa1

Independent risk rating for USDS (usds). Last updated 2026-03-12.

Is USDS safe? ZARQ rates USDS (usds) Baa1 with a trust score of 64.7/100 and a 3% crash probability, based on 7 quantitative risk signals. Distance-to-Default: 4.1. Alert level: SAFE. No structural weaknesses detected. Vitality Score: 56/100 (Grade B), indicating crash resistance — backtested high-Vitality tokens lost 44% less during the 2025-2026 market crash (p < 0.001). Investors searching for USDS safety information should note this rating is updated daily.
Rating Baa1
Score 64.7/100
Crash Prob 3%
Alert SAFE
64.7
Trust Score
Composite score 0-100 across 5 pillars
4.1
Distance-to-Default
Very strong — far from distress threshold
3%
Crash Probability
Model-estimated likelihood of >50% drawdown
$0.9999
Price (USD)
56
Vitality Score
Grade B — ecosystem health

Vitality Score Breakdown

The ZARQ Vitality Score measures ecosystem health and crash resistance across 5 dimensions. USDS scores 56/100 (Grade B), indicating crash resistance — backtested high-Vitality tokens lost 44% less during the 2025–2026 market crash (p < 0.001). Backtested ✓ Methodology

Ecosystem Gravity70
Multi-chain presence, protocol count, DeFi depth
Capital Commitment61
TVL stability, locked capital, market cap rank
Coordination Efficiency40
Audit coverage, category diversity, yield density
Stress Resilience72
Drawdown recovery, NDD stability, crash probability
Organic Momentum31
Rating trend, NDD trend, volume momentum
Data confidence: 100%
No Structural Warnings
USDS shows no structural weaknesses. The Distance-to-Default model indicates healthy structural integrity.
MiCA Classification
[CA] Utility Token / Crypto-Asset
Under EU MiCA regulation (2023/1114). Learn more

Risk Signal Breakdown

Pillar 1 — Ecosystem Strength
67.5
Market cap rank, volume stability, activity. Higher is safer.
Pillar 2 — Contagion Risk
66.7
BTC correlation, beta exposure, idiosyncratic risk. Lower correlation = more independent.
Pillar 3 — Historical Resilience
92.5
Max drawdown recovery, annualized volatility, tail risk ratio.
Pillar 4 — Fundamental Quality
50.0
Token age, price consistency, long-term trend strength.
Pillar 5 — Rug Pull Risk
31.7
Anomaly detection, extreme move frequency, dump pattern screening.
Distance-to-Default (NDD)
4.1
Structural distance from default threshold. Below 2.0 = elevated distress.
Structural Signal (Sig6)
4.8
Structural integrity score from the DtD model. Lower values indicate structural weakness.

Compare Similar Tokens (Baa1 Rated)

Pros & Cons of USDS

Strengths
Low crash probability (3%)
Strong distance from default (NDD: 4.1)
No structural collapse signals detected
Risks
Crypto assets carry inherent volatility risk

Investment Risk Summary

USDS shows relatively low crash risk with a 3% probability of a major drawdown. No structural weaknesses have been detected. The Distance-to-Default stands at 4.1, with an alert level of SAFE. Rating: Baa1. This token scored in the top quintile for crash resistance based on backtested Vitality Score (56, Grade B). Backtest results
Disclaimer: This is quantitative risk analysis, not investment advice. Crypto assets are volatile and can lose value rapidly. Never invest more than you can afford to lose. ZARQ provides independent risk data — always do your own research before making investment decisions.

Frequently Asked Questions

Is USDS safe to invest in?
USDS (usds) currently holds a Baa1 rating from ZARQ with a trust score of 64.7/100. This is an investment-grade rating at the lower end, indicating moderate risk. The current crash probability is 3%, and its Distance-to-Default stands at 4.1. No structural weaknesses detected. The alert level is SAFE. As with all crypto investments, you should conduct your own research and consider your risk tolerance.
What is USDS's risk rating?
ZARQ rates USDS at Baa1 on a Moody's-style scale (Aaa to C), where Baa3 and above is investment grade. The trust score is 64.7 out of 100, based on five quantitative pillars: ecosystem strength (67.5/100), contagion risk (66.7/100), historical resilience (92.5/100), fundamental quality (50.0/100), and rug pull risk (31.7/100). The strongest pillar is historical resilience, while rug pull risk scores lowest. The alert level is currently SAFE.
Will USDS crash?
ZARQ's crash model estimates a 3% probability of a >50% drawdown for USDS. The Distance-to-Default (NDD) is 4.1, which indicates very strong — far from distress threshold. The structural integrity signal (Sig6) is 4.8, and there are 0 structural weakness signals active. No structural weaknesses detected. These are model-based estimates updated daily, not guarantees of future performance.
Should I invest in USDS?
USDS holds a Baa1 rating from ZARQ. The crash probability is 3% and the Distance-to-Default is 4.1. These metrics suggest relatively contained downside risk. However, ZARQ provides risk data, not investment advice. All crypto investments carry significant risk, including total loss of capital. Consider your risk tolerance, portfolio diversification, and investment horizon. Never invest more than you can afford to lose.
USDS price prediction — what does the risk data say?
ZARQ does not make price predictions for USDS. Instead, we provide quantitative risk metrics: the crash probability is 3% (probability of a >50% drawdown), the Distance-to-Default is 4.1, and the alert level is SAFE. No structural weakness signals are active. These risk signals are updated daily and can help inform — but not replace — your own analysis.
Is USDS a scam?
ZARQ's analysis of USDS shows a Baa1 rating. No structural collapse signals detected. ZARQ monitors USDS daily across 7 quantitative risk signals including Distance-to-Default, crash probability, and structural integrity. While these signals can flag elevated risk, they cannot definitively determine if an asset is fraudulent. Always verify the project's team, code, and community independently.
What are the pros and cons of USDS?
Based on ZARQ's quantitative analysis, USDS (usds) has the following strengths: Low crash probability (3%); Strong distance from default (NDD: 4.1); No structural collapse signals detected. Key risks include: Crypto assets carry inherent volatility risk. These assessments are based on daily-updated risk models and should be considered alongside your own research and risk tolerance.

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Disclaimer: ZARQ ratings are quantitative risk assessments, not investment advice. Past performance does not predict future results. Always do your own research.