Is USD1 Safe? — Trust Score: Aa3

Independent risk rating for USD1 (usd1). Last updated 2026-07-14.

USD1 (usd1) has a ZARQ Safety Rating of Aa3 (82.2/100) and a Vitality Score of C (54/100). Risk level: SAFE. Crash probability: 3%. Distance-to-Default: 4.1. Last updated: 2026-07-14. Based on 7 quantitative pillars including NDD, crash probability, TVL, and DeFi yield analysis. No structural weaknesses detected.
Rating Aa3
Score 82.2/100
Crash Prob 3%
Alert SAFE
82.2
Trust Score
Composite score 0-100 across 5 pillars
4.1
Distance-to-Default
Very strong — far from distress threshold
3%
Crash Probability
Model-estimated likelihood of >50% drawdown
$0.9986
Price (USD)
-0.0% (24h)
54
Vitality Score
Grade C — ecosystem health

This token scores 82.2/100. What's yours?

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Vitality Score Breakdown

The ZARQ Vitality Score measures ecosystem health and crash resistance across 5 dimensions. USD1 scores 54/100 (Grade C), indicating crash resistance — backtested high-Vitality tokens lost 44% less during the 2025–2026 market crash (p < 0.001). Backtested ✓ Methodology

Ecosystem Gravity70
Multi-chain presence, protocol count, DeFi depth
Capital Commitment9
TVL stability, locked capital, market cap rank
Coordination Efficiency40
Audit coverage, category diversity, yield density
Stress Resilience94
Drawdown recovery, NDD stability, crash probability
Organic Momentum41
Rating trend, NDD trend, volume momentum
Data confidence: 100%
No Structural Warnings
USD1 shows no structural weaknesses. The Distance-to-Default model indicates healthy structural integrity.
MiCA Classification
[CA] Utility Token / Crypto-Asset
Under EU MiCA regulation (2023/1114). Learn more

Risk Signal Breakdown

Pillar 1 — Ecosystem Strength
96.2
Market cap rank, volume stability, activity. Higher is safer.
Pillar 2 — Contagion Risk
66.7
BTC correlation, beta exposure, idiosyncratic risk. Lower correlation = more independent.
Pillar 3 — Historical Resilience
92.5
Max drawdown recovery, annualized volatility, tail risk ratio.
Pillar 4 — Fundamental Quality
73.8
Token age, price consistency, long-term trend strength.
Pillar 5 — Rug Pull Risk
88.3
Anomaly detection, extreme move frequency, dump pattern screening.
Distance-to-Default (NDD)
4.1
Structural distance from default threshold. Below 2.0 = elevated distress.
Structural Signal (Sig6)
4.2
Structural integrity score from the DtD model. Lower values indicate structural weakness.

Compare Similar Tokens (Aa3 Rated)

Pros & Cons of USD1

Strengths
Low crash probability (3%)
Strong distance from default (NDD: 4.1)
No structural collapse signals detected
Risks
Crypto assets carry inherent volatility risk

Investment Risk Summary

USD1 shows relatively low crash risk with a 3% probability of a major drawdown. No structural weaknesses have been detected. The Distance-to-Default stands at 4.1, with an alert level of SAFE. Rating: Aa3. This token scored in the top quintile for crash resistance based on backtested Vitality Score (54, Grade C). Backtest results
Disclaimer: This is quantitative risk analysis, not investment advice. Crypto assets are volatile and can lose value rapidly. Never invest more than you can afford to lose. ZARQ provides independent risk data — always do your own research before making investment decisions.

Frequently Asked Questions

Is USD1 safe to invest in?
USD1 (usd1) currently holds a Aa3 rating from ZARQ with a trust score of 82.2/100. This is one of the highest-rated tokens, indicating very low risk. The current crash probability is 3%, and its Distance-to-Default stands at 4.1. No structural weaknesses detected. The alert level is SAFE. As with all crypto investments, you should conduct your own research and consider your risk tolerance.
What is USD1's risk rating?
ZARQ rates USD1 at Aa3 on a Moody's-style scale (Aaa to C), where Baa3 and above is investment grade. The trust score is 82.2 out of 100, based on five quantitative pillars: ecosystem strength (96.2/100), contagion risk (66.7/100), historical resilience (92.5/100), fundamental quality (73.8/100), and rug pull risk (88.3/100). The strongest pillar is ecosystem strength, while contagion risk scores lowest. The alert level is currently SAFE.
Will USD1 crash?
ZARQ's crash model estimates a 3% probability of a >50% drawdown for USD1. The Distance-to-Default (NDD) is 4.1, which indicates very strong — far from distress threshold. The structural integrity signal (Sig6) is 4.2, and there are 0 structural weakness signals active. No structural weaknesses detected. These are model-based estimates updated daily, not guarantees of future performance.
Should I invest in USD1?
USD1 holds a Aa3 rating from ZARQ. The crash probability is 3% and the Distance-to-Default is 4.1. These metrics suggest relatively contained downside risk. However, ZARQ provides risk data, not investment advice. All crypto investments carry significant risk, including total loss of capital. Consider your risk tolerance, portfolio diversification, and investment horizon. Never invest more than you can afford to lose.
USD1 price prediction — what does the risk data say?
ZARQ does not make price predictions for USD1. Instead, we provide quantitative risk metrics: the crash probability is 3% (probability of a >50% drawdown), the Distance-to-Default is 4.1, and the alert level is SAFE. No structural weakness signals are active. These risk signals are updated daily and can help inform — but not replace — your own analysis.
Is USD1 a scam?
ZARQ's analysis of USD1 shows a Aa3 rating. No structural collapse signals detected. ZARQ monitors USD1 daily across 7 quantitative risk signals including Distance-to-Default, crash probability, and structural integrity. While these signals can flag elevated risk, they cannot definitively determine if an asset is fraudulent. Always verify the project's team, code, and community independently.
What are the pros and cons of USD1?
Based on ZARQ's quantitative analysis, USD1 (usd1) has the following strengths: Low crash probability (3%); Strong distance from default (NDD: 4.1); No structural collapse signals detected. Key risks include: Crypto assets carry inherent volatility risk. These assessments are based on daily-updated risk models and should be considered alongside your own research and risk tolerance.

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Disclaimer: ZARQ ratings are quantitative risk assessments, not investment advice. Past performance does not predict future results. Always do your own research.