Is Terra Luna Classic Safe? — Trust Score: Baa2

Independent risk rating for Terra Luna Classic (lunc). Last updated 2026-03-31.

Terra Luna Classic (lunc) has a ZARQ Safety Rating of Baa2 (58.6/100) and a Vitality Score of D (40/100). Risk level: WATCH. Crash probability: 18%. Distance-to-Default: 3.3. Last updated: 2026-03-31. Based on 7 quantitative pillars including NDD, crash probability, TVL, and DeFi yield analysis. No structural weaknesses detected.
Rating Baa2
Score 58.6/100
Crash Prob 18%
Alert WATCH
58.6
Trust Score
Composite score 0-100 across 5 pillars
3.3
Distance-to-Default
Healthy — comfortable distance from default
18%
Crash Probability
Model-estimated likelihood of >50% drawdown
$0.000052
Price (USD)
40
Vitality Score
Grade D — ecosystem health

This token scores 58.6/100. What's yours?

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Vitality Score Breakdown

The ZARQ Vitality Score measures ecosystem health and crash resistance across 5 dimensions. Terra Luna Classic scores 40/100 (Grade D), indicating crash resistance — backtested high-Vitality tokens lost 44% less during the 2025–2026 market crash (p < 0.001). Backtested ✓ Methodology

Ecosystem Gravity50
Multi-chain presence, protocol count, DeFi depth
Capital Commitment18
TVL stability, locked capital, market cap rank
Coordination Efficiency40
Audit coverage, category diversity, yield density
Stress Resilience49
Drawdown recovery, NDD stability, crash probability
Organic Momentum40
Rating trend, NDD trend, volume momentum
Data confidence: 100%
MiCA Classification
[CA] Utility Token / Crypto-Asset
Under EU MiCA regulation (2023/1114). Learn more

Risk Signal Breakdown

Pillar 1 — Ecosystem Strength
77.5
Market cap rank, volume stability, activity. Higher is safer.
Pillar 2 — Contagion Risk
60.0
BTC correlation, beta exposure, idiosyncratic risk. Lower correlation = more independent.
Pillar 3 — Historical Resilience
60.0
Max drawdown recovery, annualized volatility, tail risk ratio.
Pillar 4 — Fundamental Quality
50.0
Token age, price consistency, long-term trend strength.
Pillar 5 — Rug Pull Risk
46.7
Anomaly detection, extreme move frequency, dump pattern screening.
Distance-to-Default (NDD)
3.3
Structural distance from default threshold. Below 2.0 = elevated distress.
Structural Signal (Sig6)
4.6
Structural integrity score from the DtD model. Lower values indicate structural weakness.

Compare Similar Tokens (Baa2 Rated)

Pros & Cons of Terra Luna Classic

Strengths
Moderate crash probability (18%)
Healthy distance from default (NDD: 3.3)
No structural collapse signals detected
Risks
Crypto assets carry inherent volatility risk

Investment Risk Summary

Terra Luna Classic carries moderate crash risk at 18%, typical for mid-cap crypto assets. No structural weaknesses have been detected. The Distance-to-Default stands at 3.3, with an alert level of WATCH. Rating: Baa2. Vitality Score: 40/100 (Grade D). Backtest results
Disclaimer: This is quantitative risk analysis, not investment advice. Crypto assets are volatile and can lose value rapidly. Never invest more than you can afford to lose. ZARQ provides independent risk data — always do your own research before making investment decisions.

Frequently Asked Questions

Is Terra Luna Classic safe to invest in?
Terra Luna Classic (lunc) currently holds a Baa2 rating from ZARQ with a trust score of 58.6/100. This is an investment-grade rating at the lower end, indicating moderate risk. The current crash probability is 18%, and its Distance-to-Default stands at 3.3. No structural weaknesses detected. Over the past 90 days, Terra Luna Classic has experienced a 3.3% maximum drawdown. The alert level is WATCH. As with all crypto investments, you should conduct your own research and consider your risk tolerance.
What is Terra Luna Classic's risk rating?
ZARQ rates Terra Luna Classic at Baa2 on a Moody's-style scale (Aaa to C), where Baa3 and above is investment grade. The trust score is 58.6 out of 100, based on five quantitative pillars: ecosystem strength (77.5/100), contagion risk (60.0/100), historical resilience (60.0/100), fundamental quality (50.0/100), and rug pull risk (46.7/100). The strongest pillar is ecosystem strength, while rug pull risk scores lowest. The alert level is currently WATCH.
Will Terra Luna Classic crash?
ZARQ's crash model estimates a 18% probability of a >50% drawdown for Terra Luna Classic. The Distance-to-Default (NDD) is 3.3, which indicates healthy — comfortable distance from default. The structural integrity signal (Sig6) is 4.6, and there are 0 structural weakness signals active. No structural weaknesses detected. These are model-based estimates updated daily, not guarantees of future performance.
Should I invest in Terra Luna Classic?
Terra Luna Classic holds a Baa2 rating from ZARQ. The crash probability is 18% and the Distance-to-Default is 3.3. These metrics suggest notable downside risk. However, ZARQ provides risk data, not investment advice. All crypto investments carry significant risk, including total loss of capital. Consider your risk tolerance, portfolio diversification, and investment horizon. Never invest more than you can afford to lose.
Terra Luna Classic price prediction — what does the risk data say?
ZARQ does not make price predictions for Terra Luna Classic. Instead, we provide quantitative risk metrics: the crash probability is 18% (probability of a >50% drawdown), the Distance-to-Default is 3.3, and the alert level is WATCH. No structural weakness signals are active. These risk signals are updated daily and can help inform — but not replace — your own analysis.
Is Terra Luna Classic a scam?
ZARQ's analysis of Terra Luna Classic shows a Baa2 rating. No structural collapse signals detected. ZARQ monitors Terra Luna Classic daily across 7 quantitative risk signals including Distance-to-Default, crash probability, and structural integrity. While these signals can flag elevated risk, they cannot definitively determine if an asset is fraudulent. Always verify the project's team, code, and community independently.
What are the pros and cons of Terra Luna Classic?
Based on ZARQ's quantitative analysis, Terra Luna Classic (lunc) has the following strengths: Moderate crash probability (18%); Healthy distance from default (NDD: 3.3); No structural collapse signals detected. Key risks include: Crypto assets carry inherent volatility risk. These assessments are based on daily-updated risk models and should be considered alongside your own research and risk tolerance.

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Disclaimer: ZARQ ratings are quantitative risk assessments, not investment advice. Past performance does not predict future results. Always do your own research.