Stellar vs Monero

ZARQ Trust Score comparison — independent crypto risk intelligence

Stellar scores higher by 1.9 points
XLM
Stellar
74.5 B+
Trust Score / 100
Security (30%)30
Compliance (25%)100
Maintenance (20%)88
Popularity (15%)100
Ecosystem (10%)80
vs
XMR
Monero
72.6 B+
Trust Score / 100
Security (30%)30
Compliance (25%)100
Maintenance (20%)88
Popularity (15%)100
Ecosystem (10%)60

Crash Protection — Vitality Score

The Vitality Score measures ecosystem health and crash resistance (0–100). Backtested: top-quintile tokens lost 44% less in the 2025–2026 crash (p<0.001). Full results →

Monero is more crash-resistant by 4.4 points (Vitality Score)
XLM VITALITY
Stellar
43.8 C
Vitality Score / 100
Stress Resilience (25%)56
Ecosystem Gravity (20%)70
Capital Commitment (20%)26
Coordination Efficiency (15%)40
Organic Momentum (20%)24
vs
XMR VITALITY
Monero
48.2 C
Vitality Score / 100
Stress Resilience (25%)55
Ecosystem Gravity (20%)70
Capital Commitment (20%)29
Coordination Efficiency (15%)40
Organic Momentum (20%)43

Stellar market data

Price$0
Market Cap$5.95B
Rank#20
24h+0.8%
7d-2.3%
Audit✗ No

Monero market data

Price$365
Market Cap$6.85B
Rank#16
24h+0.6%
7d-1.1%
Audit✗ No

Frequently Asked Questions

Which is safer, Stellar or Monero?

Based on ZARQ's independent Trust Score, Stellar scores higher (by 1.9 points). Stellar scores 74.5/100 (Grade B+) and Monero scores 72.6/100 (Grade B+). This is not investment advice.

What is the Trust Score for Stellar?

Stellar (XLM) has a ZARQ Trust Score of 74.5/100, Grade B+. Scored across Security, Compliance, Maintenance, Popularity, and Ecosystem dimensions.

What is the Trust Score for Monero?

Monero (XMR) has a ZARQ Trust Score of 72.6/100, Grade B+. Scored across Security, Compliance, Maintenance, Popularity, and Ecosystem dimensions.

Which is more crash-resistant, Stellar or Monero?

Based on ZARQ's Vitality Score (backtested, p<0.001), Monero has higher crash resistance. Stellar Vitality: 43.8/100 (Grade C), Monero Vitality: 48.2/100 (Grade C). In the 2025-2026 crash, top-quintile Vitality tokens lost 44% less than bottom-quintile. Not investment advice.

Data updated daily. Not investment advice. Methodology →  |  Stellar full report →  |  Monero full report →